About Stonebridge Bank

Funds Availability Addendum

Effective April 18, 2009, under the "Other Check Deposits" section of the Funds Availability Disclosure, the paragraph beginning "If the first four digits..." is being replaced with the following paragraph:

If the first four digits of the routing number (1234 in the examples above) are 0110, 2110, 0111, 2111, 0112, 2112, 0113, 2113, 0114, 2114, 0115, 2115, 0116, 2116, 0117, 2117, 0118, 2118, 0119, 2119, 0210, 2210, 0211, 2211, 0212, 2212, 0213, 2213, 0214, 2214, 0215, 2215, 0216, 2216, 0219, 2219, 0260, 2260, 0280, 2280, 0310, 2310, 0311, 2311, 0312, 2312, 0313, 2313, 0319, 2319, 0360, 2360, 0510, 2510, 0514, 2514, 0520, 2520, 0521, 2521, 0522, 2522, 0540, 2540, 0550, 2550, 0560, 2560, 0570, 2570, then the check is a local check. Otherwise, the check is a nonlocal check. Some checks are marked “payable through” and have a four- or nine-digit number nearby. For these checks, use the four-digit number (or the first four digits of the nine-digit number), not the routing number on the bottom of the check, to determine if these checks are local or nonlocal. Our policy is to make funds from local and nonlocal checks available as follows.